What is covered by my insurance?
You are heading off for the weekend or embarking on a round-the-world adventure, you can choose the cover that matches your trip. There is no need to pay for cover you simply do not need. You may also refer to the Product Disclosure Sheet for more information.
Your Destination
- International
- Domestic
International Policy
What is covered by:
Personal Accident & Medical Expenses
Pays lump sum benefit in the event of loss of life or according to the scale of benefits for permanent total disability due to an accident whilst travelling.
- Adult
- Child
RM 325,000
RM 81,250
RM 300,000
RM 75,000
Child Education Fund
RM 15,000
RM 10,000
Covers medical expenses incurred during your trip overseas, due to bodily injury or sickness. This benefit also covers dental expenses caused by an accident.
Due to Accident
- Up to age 69 years
- Above age 70 years
Due to Sickness
- Up to age 69 years
- Above age 70 years
RM2,000,000
RM 500,000
RM 1,000,000
RM 150,000
RM 800,000
RM 300,000
RM 450,000
RM 100,000
Provide follow-up treatment within 30 days upon returning to Malaysia resulting from bodily injury or sickness whilst overseas.
Due to Accident
- Up to age 69 years
- Above age 70 years
Due to Sickness
- Up to age 69 years
- Above age 70 years
RM 100,000
RM 50,000
RM 50,000
RM 25,000
RM 50,000
RM 25,000
RM 25,000
RM 12,500
Alternative Treatment
RM 1,000
RM 500
Max coverage day
- Up to age 69 years
- Above age 70 years
60 days
RM 350 per day
RM 100 per day
60 days
RM 250 per day
RM 100 per day
Compassionate Visit
RM 10,000
RM 10,000
Child Guard
RM 10,000
RM 10,000
Chubb Emergency Assistance
Covers for unexpected and sudden bodily injury or sickness whilst overseas, resulting in the need for you to be moved to another location or returning to Malaysia for medical treatment.
Emergency Medical Evacuation & Repatriation
Unlimited
Unlimited
Repatriation of Mortal Remains
(Include Burial & Cremation expenses)
Unlimited
Unlimited
Travel Inconvenience
Covers unredeemable travel and accommodation expenses paid in advance prior to travelling overseas.
- Cancellation Expenses
- Postponement Expenses
Actual Cost
RM 1,000
RM 50,000
RM 500
Travel Curtailment
Actual Cost
RM 50,000
Travel Disruption
RM 2,000
RM 1,000
- Any one article limit
- Portable Computer
Max Limit
RM 500
RM 1,500
RM 7,500
RM 500
RM 1,000
RM 5,000
Loss of Personal Money*
RM 750
RM 750
Loss or Damage to Travel Documents
RM 7,500
RM 5,000
Fraudulent Use of Lost Credit Card
RM 1,000
RM 500
Baggage Delay (every 6 consecutive hours)
- Max Limit (Overseas)
Per family limit
- Max Limit (Malaysia)
Per family limit
RM 200
RM 1,000
RM 3,000
RM 400
RM 1,200
RM 200
RM 800
RM 2,400
RM 200
RM 600
Travel Delay (every 6 consecutive hours)
Max Limit
RM 200
RM 4,000
RM 200
RM 3,600
Travel Misconnection (every 6 consecutive hours)
Max Limit
RM 200
RM 1,000
RM 200
RM 600
Travel Re-Route (every 6 consecutive hours)
Max Limit
RM 200
RM 1,000
RM 200
RM 600
Travel Overbookedd (every 6 consecutive hours)
Max Limit
RM 200
RM 1,000
RM 200
RM 600
Missed Departure (every 6 consecutive hours)
Max Limit
RM 200
RM 1,000
RM 200
RM 600
Hijacking Inconvenience (every 6 consecutive hours)
Max Limit
RM 400
RM 800
RM 400
RM 800
Personal Liability
RM 1,500,000
RM 1,000,000
Emergency Mobile Phone Charges
RM 150
RM 100
Lifestyle
Hole In One
Loss of golf equipment due to Theft
Unused golf green fees due to Bodily Injury or sickness
RM 1,000
RM 1,000
RM 1,000
N/A
N/A
N/A
Home Inconvenience Allowance
- Any one article limit
RM 5,000
RM 500
RM 3,000
RM 500
Pet Care (amount per 24 hour)
Max Limit
RM 50
RM 100
RM 50
RM 50
Terrorism Extension
Included
Included
- Medical Expenses
- Travel Assistance
Included
Included
Included
Included
Covid-19 Benefits (these benefits are extended to cover Covid-19)
- Up to age 69 years
- Above age 70 years
RM 450,000
RM 450,000
RM 450,000
RM 450,000
Emergency Medical Evacuation & Repatriation
Unlimited
Unlimited
Repatriation of Mortal Remains
Unlimited
Unlimited
max coverage day
- Up to age 69 years
- Above age 70 years
60
RM 350
RM 100
60
RM 250
RM 100
Travel Cancellation
RM 50,000
RM 50,000
Travel Curtailment
RM 50,000
RM 50,000
Optional: Add-Ons (with additional premium)
a) Excursion Tour Cancellation
b) Excursion Tour Curtailment
c) Cruise Re-Route
Actual Cost
Actual Cost
RM 2,000
RM 50,000
RM 50,000
RM 1,000
* An excess of RM50 is applicable for each and every medical receipt/bill/invoice in the event medical treatment is not sought Overseas. You must seek medical treatment in Malaysia within 24 hours from the date of Your return to Malaysia and You have up to 30 days to continue the medical treatment in Malaysia.
RM100 excess per claim on Loss of Personal Money.
The above is only a brief description of the benefits and is not exhaustive. Please refer to the policy wording for the full details of the benefits, terms and conditions.
Domestic Policy
What is covered by:
Personal Accident & Medical Expenses
Pays lump sum benefit in the event of loss of life or according to the scale of benefits for permanent total disability due to an accident whilst travelling.
- Adult
- Child
RM 200,000
RM 50,000
RM 100,000
RM 25,000
Covers medical expenses incurred during your trip, due to bodily injury. This benefit also covers dental expenses caused by an accident.
Medical Expenses (Due to accident)
RM 25,000
20,000
Max coverage day
- Up to age 69 years
- Above age 70 years
30 days
RM 100 per day
RM 50 per day
30 days
RM 100 per day
RM 50 per day
Compassionate Visit
RM 2,000
RM 1,000
Child Guard
RM 2,000
RM 1,000
Chubb Emergency Assistance
Emergency Medical Evacuation & Repatriation
RM 150,000
RM 100,000
Repatriation of Mortal Remains
(Include Burial & Cremation expenses)
RM 150,000
RM 100,000
Travel Inconvenience
Covers unredeemable travel and accommodation expenses paid in advance prior to travelling.
Travel Cancellation
RM 2,000
RM 1,500
Travel Curtailment
RM 2,000
RM 1,500
-Any one article limit
Max Limit
RM 500
RM 2,000
RM 500
RM 1,000
Baggage Delay (every 6 consecutive hours)
- Max Limit (Malaysia)
RM 200
RM 1,000
RM 150
RM 600
Travel Delay (every 6 consecutive hours)
Max Limit
RM 200
RM 1,000
RM 150
RM 600
Personal Liability
RM 500,000
RM 250,000
Lifestyle
-Hole In One
-Loss of golf equipment due to Theft
-Unused golf green fees due to Bodily Injury or sickness
RM 250
RM 500
RM 250
N/A
N/A
N/A
- Any one article limit
RM 500
N/A
Terrorism Extension
Included
Included
- Medical Expenses
- Travel Assistance
Included
Included
Included
Included
The above is only a brief description of the benefits and is not exhaustive. Please refer to the policy wording for the full details of the benefits, terms and conditions.
Travel Smarter with Chubb Travel Insurance.
Get a Quote Now!It will never happen to me
Travelling can be an expensive proposition. Purchasing a travel insurance can seem like the lowest priority.
Read MoreThe apps you need
There are apps to help you book your travel, but what about apps to enhance your travel experience?
Read MoreNever Leave Home Without This
Adaptable, affordable, unbreakable, reusable. Discover this one thing used by smart travellers.
Read MoreYou may contact us via the following :

Chubb Insurance Malaysia Berhad Registration No: 197001000564 (9827-A)
Head Office:
Wisma Chubb
38, Jalan Sultan Ismail
50250 Kuala Lumpur
Malaysia

Chubb Customer Service
For general enquiries and claims, call
1800 88 2846
(Mon-Fri: 8.30am to 5:15pm)
Email: travel.my@chubb.com
For 24-hour emergency assistance, call (+603) 7628 3703

Chubb Worldwide Offices
For the mailing address, telephone number and email address of any Chubb office in our global network, please use our office locator.
Worldwide Office LocatorChubb. Insured.™
© 2022 Chubb Insurance Malaysia Berhad. Chubb Insurance Malaysia Berhad is licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia. This policy is underwritten by Chubb Insurance Malaysia Berhad. Full details of the terms, conditions and exclusions of this insurance are provided for in the Policy Coverages. Please read our Privacy Notice and the Product Disclosure Sheet.
The benefit(s) payable under eligible certificate/policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS brochure or contact Chubb Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)