What is covered by my insurance?

You are heading off for the weekend or embarking on a round-the-world adventure, you can choose the cover that matches your trip. There is no need to pay for cover you simply do not need. You may also refer to the Product Disclosure Sheet for more information.

Your destination:

International Policy

What is covered by:

Select your plan coverage:
(replace #section-1-planFilter with plan filter)

Core Benefits (sum insured RM)

Personal Accident

- Adult
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- Child
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Child Education Fund
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Due to Accident
- Below age 70 years
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- Above age 70 years
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Due to Sickness
- Below age 70 years
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- Above age 70 years
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Due to Accident
- Below age 70 years
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- Above age 70 years
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Due to Sickness:
- Below age 70 years
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- Above age 70 years
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Alternative Treatment
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- Up to age 65 years
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- Above age 65 years but under 80 years
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Compassionate Visit
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Child Guard
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Emergency Medical Evacuation & Repatriation
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Repatriation of Mortal Remains (Include Burial & Cremation expenses)
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Travel Inconvenience

- Cancellation Expenses
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- Postponement Expenses
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Travel Curtailment
{{> show curtailment.sum}}
Travel Disruption
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Loss or Damage of Personal Belonging & Baggage
- Any one article limit
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- Portable Computer
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Max Limit
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Loss of Personal Money
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Loss or Damage to Travel Documents
{{> show loss_document.sum}}
Fraudulent Use of Loss Credit Card
{{> show loss_creditcard.sum}}
Baggage Delay Overseas
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- Max Limit (Overseas)
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Per family limit
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- Max Limit (Malaysia)
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Per family limit
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Travel Delay (every 6 consecutive hours)
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Max Limit
{{> show travel_delay.sum}}
Travel Misconnection (every 6 consecutive hours)
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Max Limit
{{> show misconnect.sum}}
Travel Misconnection (every 6 consecutive hours)
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Max Limit
{{> show reroute.sum}}
Travel Overbooked (every 6 consecutive hours)
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Max Limit
{{> show overbooked.sum}}
Missed Departure (every 6 consecutive hours)
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Max Limit
{{> show missed.sum}}
Hijacking Inconvenience (every 6 consecutive hours)
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Max Limit
{{> show hijack.sum}}
Personal Liability
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Emergency Mobile Phone Charges
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Golf Benefit
- Hole In One
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- Loss of golf equipment due to Theft
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- Unused golf green fees due to Bodily Injury or sickness
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Home Inconvenience Allowance
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- Any one article limit
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Pet Care (amount per 24 hour)
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Max Limit
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Optional: Add-Ons (with additional premium)

Cruise Pack


General Exclusion No.26 is removed in its entirety when Cruise Pack is shown as "Included" on Your Certificate of Insurance

(The definition of Travel Cancellation is extended to include reasonable pre-paid, non-refundable and unused portion of Cruise activities and day excursion)

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Cruise Re-Route
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Cruise Re-Route
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Terrorism Extension
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24 hours Worldwide Chubb Assistance

- Medical Expenses

- Travel Assistance

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*an excess of RM50 is applicable for each and every medical receipt/bill/invoice in the event medical treatment is not sought Overseas. You must seek medical treatment in Malaysia within 24 hours from the date of Your return to Malaysia and You have up to 30 days to continue the medical treatment in Malaysia.

Full details of the terms, conditions and exclusions of this insurance are provided for in the Policy Coverages.