This Policy does not cover and the Company will not in any event be liable to pay any claims arising directly or indirectly from, caused by, a consequence of, arising in connection with or contributed to by any of the following:
For Domestic Journey: Sickness, illness, diseases or any bacterial infection other than bacterial infection that is the direct result of accidental cut or wound.
*This list is non-exhaustive. Please refer to the Policy Wording for the full list of exclusions under this policy.